Western Union has partnered with Giant Eagle to provide in-store locations for your convenience. When you or someone you care about needs money quickly, all you have to do is go to your nearest Giant Eagle or Market District store.
Whether you’re transferring money across the country or need to send money worldwide, Western Union makes it simple to get your money where you want it. Simply tell us where you want it sent, how you want to pay, and who you want it sent to. Your recipient can get the money in about 130 different currencies in minutes.
You can now get cash much more quickly without needing to fill out papers! Answer a few questions on the Western Union app, then travel to a participating Giant Eagle or Market District location near you. You’ll have cash in your palm in no time if you show identification and your MTCN (tracking number).
Giant Eagle also accepts Western Union for bill payments and money orders. All you need for bill payment is a copy of your bill and your account number. Simply go to the Customer Service Desk and chat with a member of the Team who will be happy to assist you.
What bills can Western Union be used to pay?
With Western Union’s Bill Payments service, you may send payments directly to participating billers in the United States for your mortgage, auto, credit card, insurance, utility, government bills, and more.
What is a money order and how does it work?
A money order is a means of paying for something with cash and a third-party check. You pay for the money order, and the third party sends you a check that you can give or send. This person either deposits the money order into their bank account or cashes it out at a company or post office.
What is Walmart’s money order limit?
Walmart Money Orders are limited to purchases of $1,000 or less per day and $5,000 or less per month.
A person cannot buy more than 5 money orders at a time. They can purchase as many as they wish in separate transactions, but the total value of all money orders must not exceed $1,000, and the total value of five money orders must not exceed $5,000.
Is Getgo a money order company?
According to Western Union, all participating outlets will offer Western Union Money Order payment instruments, and many will allow customers to transmit bill payments utilizing the Western Union Convenience Pay service.
How do you use Western Union to pay your bills?
1. Locate a Western Union agent in your area.
2. Present your phone number, the name of the firm you wish to pay, and your account number at the counter.
3. Pay with cash or a debit card issued by a US bank.
4. We’ll send you a confirmation email with your transaction’s money transfer control number (MTCN) for your records.
Is there a place where I can pay my Ameren bill in person?
Across Missouri and Illinois, Ameren supplies 2.4 million electric consumers and over 900,000 natural gas customers. Your Ameren power bill can be paid at your local Money Services, which can be located in Kroger or Gerbes stores. With extended hours on weekends and evenings, you can pay your Ameren Missouri or Ameren Illinois bill in cash or by debit card whenever it is convenient for you.
You can save money on fees and postage by paying in person. You can also save money by downloading discounts and promotions to your Shopper’s Card*. Making your Ameren bill payment at your local payment center helps you avoid late payment fees and shut-offs because same-day payments are available. Use our store locator to find your local location.
What is the maximum amount of money you can deposit into a bank without being questioned?
Dairy farmers in Maryland, an Army sergeant paying for his children’s college tuition in Virginia, and Ms. Hinders, 67, who has borrowed money, strained her credit cards, and taken out a second mortgage to keep her restaurant open have all been affected by the practice.
Their money was seized under a problematic area of law known as civil asset forfeiture, which allows police enforcement to collect property suspected of being linked to criminal activity even if no criminal charges have been filed. Law enforcement agencies are entitled to a portion of the forfeited funds.
Critics claim that this incentive has resulted in the formation of a law enforcement dragnet, with over 100 multiagency task groups scouring bank statements for accounts to confiscate. Banks and other financial organizations must record cash deposits of $10,000 or more under the Bank Secrecy Act. Banks are also required to disclose any unusual transactions, including deposit patterns below $10,000, because many crooks are aware of the obligation. Over 700,000 suspicious activity notifications were filed by banks last year. Owners that are involved in structuring issues frequently do not have the financial means to fight. According to the Institute for Justice, the typical amount taken by the IRS was $34,000, but litigation costs can easily reach $20,000 or more.
Depositing less than $10,000 in cash is not prohibited unless it is done purposefully to avoid the reporting requirement. A simple bank statement, on the other hand, is frequently enough for detectives to get a seizure request. The police on Long Island submitted nearly a year’s worth of daily deposits by a firm, ranging from $5,550 to $9,910. According to the officer’s warrant affidavit, the pattern “is consistent with structuring” based on his training and expertise. The business, a cash-intensive confectionery and cigarette distributor run by one family for 27 years, was seized by the authorities for $447,000.
According to Larry Salzman, a lawyer with the Institute for Justice who is defending Ms. Hinders and the Long Island family pro bono, there are often legitimate economic reasons for keeping deposits below $10,000. He cited the example of a grocery shop owner in Fraser, Mich., who had an insurance coverage that only covered $10,000 in cash. He’d make a deposit as he got close to the maximum.
Ms. Hinders said that she was unaware of the reporting obligation and that she had been doing everyone a favor for decades.
Is it true that money orders are reported to the IRS?
The financial institution providing the cashier’s check, bank draft, traveler’s check, or money order is obliged to record the transaction by completing the FinCEN Currency Transaction Report when a customer spends more than $10,000 on a monetary instrument (CTR).
What is the maximum amount that can be paid using a money order?
Using a money order has numerous advantages. A money order is quick and easy to use. Money orders are sold in grocery stores, post offices, check cashing stores, and a variety of other locations. Ordering a money order usually costs a couple of dollars or less, depending on where you buy it.
When you need extra anonymity, a money order is ideal. Your account number and other information typically printed on a personal check may appear on a cashier’s check. Because a money order lacks this information, it is particularly handy for transmitting money over the mail. Finally, obtaining a money order does not necessitate the use of a bank account.
Money Orders Cost Less
Money orders are often used for smaller sums than cashier’s checks, and the cost of purchasing one reflects this. The cost of a money order varies from $0.35 to $2.00, depending on where you buy it. Money orders are usually limited to $1,000 in value. They may be limited to smaller amounts in some regions.
If you need to buy many money orders to get around the limit, a cashier’s check for the full amount would be a better option. If you’re buying multiple money orders to pay different payments, buying multiple money orders should be less expensive than getting multiple cashier’s checks.
Money Orders are Easier to Buy
A money order is simple to obtain. They’re frequently sold in places you’d visit during the course of a normal week, such as grocery stores, post offices, and some big-box retail establishments. You could pick one up on your way to the store or while running errands. A cashier’s check, on the other hand, can only be purchased at a bank.
Is it possible to acquire a $8000 money order?
Those who have long manufactured spending by using gift cards to buy money orders at Walmart will now face a new roadblock: cashiers are now being prompted by the register to ask for ID for any money order transactions over $1K (apparently national) and enter it into a Walmart database. Additionally, registers are hard-coded to prevent customers from purchasing more than $8,000 in money orders in a 24-hour period. While these constraints won’t be too onerous for people who just want to employ this strategy to satisfy their minimum spend every now and then, they will be a major setback for those who manufacture spend in large quantities.
Million Mile Guy claimed a few weeks ago that stores had received memoranda concerning new money order restrictions that would take effect on October 16, 2018. However, the 16th passed without incident at many stores, including the one I frequent the most, and most people went about their business as usual.
However, reports have come in from both Million Mile Guy (see his article for screen photos of the memoranda) and Doctor of Credit, indicating that the new restrictions went into effect yesterday, November 1, 2018, at retailers across the country. This time, it appears that the limits are for real, and quite likely across the country (or will be very shortly). Walmart’s new money order restrictions are as follows:
- If a customer purchases more than $1000 in money orders, the computer will request the cashier to input the customer’s name and driver’s license information into Walmart’s “Know Your Customer database” (this happened previously at $3,000.)
- That information in the system tells the computer not to let a customer buy more than $8,000 in money orders “in a single day,” which is now being defined as a 24-hour period in practice (it used to be $10K per calendar day, although this varied by store).
- A Suspicious Activity Report, which is gathered when a cashier has reason to fear you are up to no good, is not the same as a “Know Your Customer” database entry.
- The main difference between the Know Your Customer entry and the Suspicious Activity Report is that the SAR asks for your social security information and is more likely to be shared with authorities for the purpose of money laundering investigations, among other things.
Bill pay transactions will also be limited to a total of $8,000 per 30 days.