Cardholders can set up automatic payments for their JCPenney Credit Card through their online account or the Synchrony Bank mobile app. You can also contact customer care at 1-800-542-0800. Synchrony Bank will remove the payment amount from your associated bank account on the scheduled date once you’ve enrolled.
How to Set Up Automatic Payments on a JCPenney Credit Card:
- Use the Synchrony Bank website or mobile app to access your online account.
- On the account main page, look for “Autopay-Off” and then “Enroll in Autopay.”
- Fill in your bank account number and routing number. Synchrony Bank will debit your money from this account every month.
- Choose a payment amount. Choose between the minimum payment, the current balance, the statement balance, or a custom sum that is greater than the minimum payment.
To be safe, check that your bank account has sufficient cash for the payment a few days before the due date. Don’t forget to monitor your recent transactions on a frequent basis once you’ve registered in automatic payments.
What address should I use to send my JCPenney credit card payment?
Alternatively, you can write to us at P.O. Box 965007, Orlando, FL 32896-5007. (Puerto Rico and U.S. Virgin Islands residents, write to P.O. Box 364788, San Juan, PR 00936-4788).
What is the location of my JCPenney account number?
- On your JCP credit card or statement, look for your account number.
- To access the JCPenney online credit center, go to http://www.jcpenney.com/credit/ “Activate the register button.
- Enter the account number for your JCPenney card as well as the ZIP code for your billing address.
- Please go here to learn more “Choose your user ID and password again.
What is the procedure for paying my JCPenney credit card bill?
If you already have an online account with JCPenney, you can make a payment in three simple steps using the JCPenney Online Credit Center. If you don’t already have an account, take these steps to create one:
- Next, input your account number and ZIP code, then click Continue to create a user ID and password for your account.
Here’s how to make a payment after you’ve created an online account:
- Log in to JCPenney’s online payment center with the user ID and password you chose.
- Choose the “Pay My Bill” option.
- Fill in the details for your checking account, payment amount, and payment date. To execute the transaction, you’ll also need your bank’s routing number.
It’s worth noting that payments can take up to three days to appear in your account, however they’ll be applied as planned.
How do I make a payment on my JCPenney MasterCard?
- Log in to your online account and select “Pay My Bill” from the drop-down menu.
- During normal business hours, you can make a payment at any Synchrony Bank branch.
Is it possible for me to use my JCPenney credit card at Rite Aid?
The card cannot be used to make purchases at standalone Sephora locations at this time.
- Basic JCPenney Rewards members who do not have a JCPenney credit card earn one point for every $2 spent, whereas cards earn double rewards at a 1:1 ratio.
- In the detailed rewards section below, we go over how to earn points in great detail.
- This one is self-explanatory, however we go over earning and redeeming awards in greater depth in the in-depth rewards section below.
- Special financing deals may be available for certain items (large appliances, furniture, mattresses, costly jewelry, and so on).
- Special finance for 6, 12, 24, 36, 48, or 60 months may be available.
- In the terms and conditions, cardholders should make a clear distinction between “No Interest” and “No Interest If Paid In Full Within.” (See the Fees & Drawbacks section below for further information.)
- On Special Savings Days, cardholders will receive even greater discounts than normal rewards members.
- Approved cardholders can currently save 15% on select fashion, shoes, accessories, fine jewelry, salon items, furniture and mattresses, and home purchases when they apply online.
- In addition, save 5% on gadgets (including televisions), Modern Bride Design Your Dream Ring, and smart watches.
- Only in stores in the United States, save 15% on bespoke blinds and shades and 5% on major appliances.
- Applicants who do not receive a credit decision immediately away (but are later approved) will receive a $10 coupon in their credit card package, according to current terms.
- If you match the following criteria, you will receive a special birthday offer: your birth date is on file, you have used your card for at least one purchase in the last 12 months, and your account is in good standing.
Is there a grace period on the JCPenney credit card?
The JCPenney Credit Card has a 23-day grace period, meaning you have up to 23 days after your billing cycle finishes to pay what you owe before a late fee and interest accumulate.
Keep in mind that this does not apply to cash advances, which would require you to pay interest right away and at a hefty rate.
Is JCPenney required to report to credit bureaus?
Within days of the end of a cardholder’s monthly billing period, the JCPenney Credit Card sends a monthly report to the credit bureaus. The credit limit, account balance, payment history, and other details of the JCPenney Credit Card are reported to all three main credit bureaus: TransUnion, Equifax, and Experian. Depending on the applicant’s home state and other circumstances, Synchrony Bank may favor one credit bureau over another.
It may take a few days for the modifications to appear on your credit report once JCPenney Credit Card transmits your account information to a credit bureau. For the first one or two billing cycles after receiving a card, new JCPenney Credit Card cardholders may not notice any new credit account information on their credit report.