Because electric toothbrushes are general health products, they are not eligible for reimbursement through flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts, or limited-purpose flexible spending accounts (LPFSA).
Are electric toothbrushes covered by the Flexible Spending Account (FSA)?
Toothbrushes and Replacement Parts for Electric Toothbrushes Brushes, for example, are not eligible for reimbursement from a health FSA because they are used regardless of whether or not a dentist has recommended them.
Is it possible to utilize FSA with Sonicare?
If a dental practitioner diagnoses a medical condition and recommends a Philips Sonicare as therapy or mitigation, it should qualify for payment through an FSA/HRA and tax-preferred treatment for an HSA, according to IRS standards.
Are toothpaste and toothbrushes covered by the Flexible Spending Account (FSA)?
Treatments for acne. If you use over-the-counter acne creams, cleansers, or serums, you can probably purchase them with your FSA funds. Look for products with common chemicals like salicylic acid, benzoyl peroxide, or azelaic acid, or brands like Clean and Clear, Neutrogena, and Proactiv.
2. Products that improve air quality. Air conditioners, air purifiers, and air filters, while not designed as medical devices, may be eligible for purchase using FSA funds if your medical professional can explain how they will be utilized to aid with a medical condition.
3. Procedures in alternative medicine. Acupuncture and chiropractor appointments, for example, are common uses for FSA monies.
4. Health-related ancestry kits. Are you curious about your ancestors and how your DNA may effect your health? You’ve come to the right place. Ancestry kits with health data, such as 23andMe, are often considered FSA-eligible purchases.
Antibacterial ointments are number five. Antibacterial ointment, such as Neosporin or Bacitracin, can be purchased with FSA funds and kept on hand for the next time you have a cut or scrape. In fact, first-aid kits, which typically include antibacterial ointments, are also covered.
6. Items for babies. Life can rapidly become expensive after having a baby, so using your FSA cash to save money is a wise decision. Infant monitors, baby sunscreen, potty-training underpants, and thermometers, as well as products for new mothers like post-delivery wraps, breast pumps, and nursing equipment, are often eligible for reimbursement.
Dental procedures are number seven. In general, you can use your FSA funds to pay for dental treatments, including co-pays and out-of-pocket costs for everything from routine cleanings to operations like as files, root canals, crowns, and even gum surgery. However, typical dental care items like toothbrushes, toothpaste, and floss are normally not eligible for FSA purchases.
Eye care is number eight. FSA plans normally include vision expenses, and you may usually use your FSA dollars to purchase contacts or eyeglasses, as well as contact accessories like cleaning solution and cases. It’s possible that even prescription eyewear will be covered.
9. Hygiene items for women. The Coronavirus Aid, Relief, and Economic Security Act has added a new (but long overdue) category of qualified products this year. You can now buy pads, tampons, liners, and even disposable and non-disposable period underwear with your FSA funds. Alternative period items, such as menstruation cups and the Flex Disc, are also available.
The morning-after pill is number ten. Most drugstores and pharmacies sell the morning-after pill as an over-the-counter medicine without a prescription, and it’s an FSA-eligible purchase.
Nicotine patches and gum are number 11 on the list. You can use your FSA dollars to purchase nicotine gum, patches, lozenges, inhalers, and nasal sprays if you’re trying to quit smoking.
12. Medications available over-the-counter. Over-the-counter medications including allergy relief, heartburn relief, and pain medicines are now all eligible FSA purchases according to the CARES Act.
Pregnancy and family planning products are number 13 on the list. Pregnancy tests, fertility treatments, monitoring, prenatal vitamins, and lactation supplies, as well as condoms, are usually included. Birth classes and medically certified doulas are also qualified. You can also use your FSA dollars to pay for birth control, but you’ll need a valid prescription.
Shoe inserts are number 14 on the list. Shoe inserts may be an FSA-eligible purchase if you need more support in your shoes. Orthotic shoe inserts are generally considered eligible if they are utilized to treat, relieve, or prevent a medical condition or disease. According to the FSA Store, the most prevalent type is an arch support.
Sunscreen is number fifteen. You might not need a bottle of sunscreen in December, depending on where you live, but it’s worth stocking up and spending your FSA dollars. Any broad-spectrum sunscreen with an SPF of 15 or higher qualifies. That also applies to moisturizers with SPF protection at that level. Keep in mind that sunscreen has a three-year shelf life, even if you don’t need it right now.
Correction: An previous version of this article stated wrongly that hand sanitizer is eligible for FSA reimbursement. A petition for legislation to make these products eligible is now being circulated.
Can I use my Flexible Spending Account to buy a Fitbit?
Unfortunately, fitness devices like the Fitbit are rarely considered FSA eligible because they are used to promote general health rather than treat a specific medical problem (similar to gym membership). A physician may recommend a wearable gadget, and if you’re given a Letter of Medical Necessity, the item will most likely be covered by your FSA.
The good news is that there are other FSA-eligible devices that can not only help you remain on top of your health, but also work with your smartphone!
Check out our list of other goods you may purchase with your FSA to help you maintain your health:
Is it possible to buy an Apple Watch using a Flexible Spending Account (FSA)?
Apple Watches are not considered medical devices, so they are not eligible for FSA reimbursement. There’s nothing in the Apple Watch that says it’s a medical gadget, even if a doctor says it’s necessary. Other devices have been used by doctors for years previous to the release of the Apple Watch. If you have a medical condition that necessitates monitoring, your doctor should not tell you that wearing an Apple Watch is the best method to do it. There are no options other than purchasing the Apple Watch with your own funds rather than using FSA funds.
Is it possible to use my FSA for massage?
You may not be aware that Massage Therapy might qualify as a medical expense if you have a Flex Spending Account (FSA). You can use your FSA account to pay for massage therapy services if they are prescribed by your doctor. We’ll go over how the process works and whether or not your massage qualifies.
Is My Massage Eligible for FSA?
Medical expenses must be utilized to treat or prevent a physical or mental ailment, according to IRS criteria for medical expenses. The following are some of the conditions that are eligible for FSA reimbursement:
If you have a prescription from a doctor and are experiencing any of these ailments and want to use massage therapy for treatment or prevention, you may be able to use your flex spending account.
Getting a Prescription for Massage Therapy
Make an appointment with your primary care doctor or chiropractor if you wish to employ massage therapy to cure or prevent a physical or mental disease. Explain that you have an FSA and would like to utilize some of the funds for massage therapy to cure or avoid the condition you’re having.
In order for your prescription to qualify for FSA funding, your doctor must include the following information on it, according to IRS regulations:
- Massage Therapy is a Therapeutic Necessity Why do you require massage therapy services? This could be to alleviate tension and anxiety, reduce back or neck discomfort, or even to prevent specific conditions that you may be prone to as a result of your employment or level of exercise.
- Monthly Session Count – How often do you require treatment? Many clients benefit from one to two monthly appointments, but your doctor or massage therapist can advise you on how many sessions are necessary. You can also check in with your doctor on a regular basis to adjust the amount of time you spend in each session.
- Treatment Duration – For how long should you receive treatment? This, too, will vary. Your doctor or chiropractor will be able to advise you on the right duration, and you can revisit your physician at any time to change the length of your sessions.
Keep the prescription with you for tax purposes when you receive it. You’ll have the prescription in your files if you ever need to double-check the cost.
At Coastal Massage & Bodywork, you can now use your flex spending account. A copy of your prescription is not required to be brought to the office. To pay for your appointment, you must bring your FSA or FLEX Card. Keep take mind that tips are not included in your flex payment.
Don’t let your flex spending account go to waste! It’s the ideal time to have a massage and put your pre-tax flex dollars to good use.
What happens if I make a mistake with my FSA?
What Happens If I Make a Mistake With My FSA? You are responsible for reimbursing your account if the benefits card is used for ineligible expenses, whether by accident or on purpose. If you have an ineligible expense, you will be alerted, and your benefits card may be suspended until your account is repaid.
Is a tongue scraper covered by the FSA?
A flexible spending account (FSA), a health savings account (HSA), a health reimbursement agreement (HRA), or a limited-purpose flexible spending account can all be used to pay for oral cures and treatments (LPFSA).
Can I use my FSA to purchase a Waterpik?
FSA Eligibility: Waterpik With a Letter of Medical Necessity, Waterpiks are eligible for reimbursement through flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), and limited-purpose flexible spending accounts (LMN).